# Farhan Qureshi Source: https://cricketin.org/authors/payments-expert Payments Expert. [Editorial policy](/editorial-policy) 18+ Betting money on cricket carries a direct risk of financial loss, and it can become an addiction. Real-money online gaming is banned across India under the PROG Act 2025, which came into force on 1 May 2026. If betting is already costing you money you need, or sleep, or people close to you, the free Tele-MANAS helpline is **14416**, and it runs in 20 languages. Our [page on help for gambling harm](/guides/help-for-gambling-harm-india) lists what else exists. --- Covers UPI, deposits, KYC and payment safety Farhan Qureshi Payments Expert, Cricketin Portrait is a line drawing, not a photograph. ## About Farhan Farhan works the money side: how a UPI payment is actually routed, what a KYC check asks for and why, and what a reader can do when a payment is frozen or reversed. Ten years in payments operations and fraud in Hyderabad. These pages describe process and risk and name no operator. Where a rule is quoted the source is linked — RBI, NPCI or the platform's own terms — and Rajeev Sathe reads the page back before it goes out. ## What this role covers - UPI and deposit routes - KYC and identity checks - Frozen payments, chargebacks and disputes - Data privacy on gaming apps - Spotting a fake app or a sideloaded APK ### Where the role stops Farhan does not act for any bank or platform and cannot recover money for a reader. The pages describe the process and the escalation route. ## How a page with this name on it is checked Farhan does not publish alone. Every page is read back by a second person before it goes out, and the byline names both. The standard both work to is in our [editorial policy](/editorial-policy), and the method behind the numbers is set out in [how we test](/how-we-test). Sources are linked in the page itself, primary text first. Where something cannot be checked yet, the page says so instead of guessing. Anything found wrong after publication is logged on the [corrections page](/corrections) with the date and what changed. ## Pages Farhan signs ### Written by Farhan (8) - [APK Sideloading Risks on Android - Full Picture](/guides/apk-sideloading-risks) - [Data Privacy on Gaming Apps in India - DPDP Act](/guides/data-privacy-on-gaming-apps) - [How to Spot a Fake Cricket App - 10 Fast Checks](/guides/how-to-spot-a-fake-cricket-app) - [KYC for Online Gaming in India - What You Give Up](/guides/kyc-in-online-gaming-india) - [Frozen Payments in Online Gaming - Your Options](/guides/payment-freeze-and-chargebacks) - [UPI and Online Gaming Payments in India - 2026](/guides/upi-and-online-gaming-payments) - [GST on Online Gaming in India - 40% Explained](/legal/gst-on-online-gaming) - [TDS on Online Gaming Winnings - Section 194BA](/legal/tds-on-winnings-india) ## The rest of the team Every page on this site is written by one of these people and checked by another. - [Rajeev Sathe](/authors/editor-in-chief) — Editor-in-Chief, sets the rules for the site and reads back what other people write - [Anjali Deshmukh](/authors/cricket-analyst) — Cricket Analyst, writes the cricket rules, formats and match-fact pages - [Nikhil Varma](/authors/betting-analyst) — Betting and Odds Analyst, explains odds, margin and probability without pushing an operator - [Ananya Rathi](/authors/legal-writer) — Legal and Compliance Writer, writes the law, tax and advertising-rule explainers - [Neha Bhattacharya](/authors/responsible-gaming-officer) — Responsible Gaming Officer, checks the harm, limits and help-line pages - [Karthik Iyengar](/authors/data-editor) — Data Editor, checks the numbers, dates and tables, and reads back the site's own pages ## Contact and conflicts Questions about a page, a source or a correction go to the editorial desk through our [contact page](/contact). Name the page and the exact claim; a byline concern is handled the same way as a factual one. Nobody here is paid by an operator, and no payment on this site is tied to a conversion. How the site is funded is set out in the [affiliate disclosure](/affiliate-disclosure).